Every so often the internet decides a financial product is the answer to a problem for one reason and one reason only — its name. Treasury Inflation-Protected Securities are the textbook case. They have the word inflation right on the box, so the moment p ...
Insurance companies have to weigh a lot of factors when they are underwriting insurance policies. They must analyze all the factors of a particular case to determine the ultimate risk they are taking on by issuing the policy, which, in turn, determines th ...
Is whole life a better home than bonds for your "safe" money when rates are rising? For the dollars whose job is to sit stable until you turn them into income, yes. A rate spike cuts a bond's market value, and in a bond fund it becomes a realized loss. A ...
Probably yes — if the business has grown since you bought the policies and nobody has re-matched the death benefit to today’s value. A buy-sell obligates a sale at the current price, but the life insurance funding it was sized to an older, smaller number. ...
